Finance

The Finance major is becoming an increasingly attractive choice for young individuals passionate about economics and finance. From analyzing financial statements to investment planning and risk management, this field offers numerous career opportunities in an international environment. If you're looking to enter the banking, securities, or investment sectors, Finance is an ideal choice.

Program Introduction

From interest rate adjustments to price increases, from home loans to personal savings, finance permeates every corner of our lives. So, what will students learn in a Finance major? What are the employment opportunities for graduates? What abilities do students need to develop in order to increase their competitiveness in the finance industry?

When people think of finance, they often associate it with economics, money, and banking. In fact, finance is a very broad field, encompassing banks, insurance, securities markets, national finance, and international trade. 

The theoretical framework of finance consists of three parts: monetary theory, banking theory, and financial theory. Finance refers to various forms of credit activities centered around banks and the monetary funds organized based on credit. Broadly speaking, finance includes all economic activities related to money, which are closely related to daily life.

Training Objectives

1. Possess good moral character and ethical cultivation.

2. Have a solid foundation in financial professional knowledge.

3. Have solid financial operational skills.

4. Have proficient financial big data processing abilities.

Graduation Requirements

Through learning the basic theories and knowledge of finance, and undergoing basic training in relevant business areas, students should be equipped with the fundamental skills to work in the finance field. Graduates should acquire the following knowledge and abilities:

Knowledge Requirements

• Master the basic knowledge, theories, and skills of the field. Students should have a solid understanding of the basic principles of economics and management, be well-versed in the frontiers of financial theory and its practical developments, and be familiar with the basic processes of financial activities.

• Proficient in one foreign language with strong reading, listening, speaking, writing, and translation abilities. Proficient in using computers for business tasks. Proficient in using modern information management technology for professional literature retrieval, data processing, and model design. Skilled in using professional databases for writing professional papers and research reports.

• Finance professionals should also be familiar with knowledge from other related fields, forming a balanced knowledge structure that includes humanities, social sciences, natural sciences, and engineering.

Quality Requirements

• Strive to study Marxism-Leninism, Mao Zedong Thought, and the theoretical system of socialism with Chinese characteristics, establishing a firm belief in the common goal of national prosperity under the leadership of the Communist Party of China.

• Abide by the Constitution, laws, and regulations, and follow the moral codes of citizens. Adhere to the "Code of Conduct for University Students" and university management systems. Maintain good moral character and civilized habits.

• Advocate socialist core values, establish a sense of integrity, keep promises, and practice the unity of knowledge and action. 

• Maintain a healthy physique and meet physical education standards. Have good psychological quality with strong self-control and self-regulation abilities.

• Possess certain scientific knowledge and literacy. Have some level of literary and artistic literacy and appreciation ability. Understand traditional culture and history to some extent.

• Have financial professional thinking and strong subject awareness. Be familiar with national financial policies, regulations, and laws, and keep up with the development trends in both domestic and international finance.

Ability Requirements

• Be able to master effective learning methods and actively embrace lifelong education. Be capable of applying modern technological means for self-directed learning and keeping up with the rapid development of financial theory and practice.

• Be able to flexibly apply the professional knowledge learned in financial practices. 

• Not only possess innovative awareness but also the ability to innovate and engage in entrepreneurship. 

• Possess strong written Chinese skills. Have a certain level of oral and written communication abilities, organizational coordination abilities, teamwork abilities, and other abilities necessary for adapting to changes in the financial market.

Core Courses

1. Political Economy

2. Microeconomics

3. Macroeconomics

4. Econometrics

5. Statistics

6. Accounting

7. Finance

8. Management

9. Securities Investment

10. Corporate Finance

11. Commercial Banking Operations

12. International Finance

13. Financial Risk Management

Research Directions of the Finance Major

The research directions of the Finance major mainly include:

• Banking and Financial Institution Management: Study the business strategies and risk management of the banking industry.

• Securities and Investment Analysis: Analyze securities market trends and investment decision models.

• International Finance and Foreign Exchange Markets: Study the international financial system and the impact of exchange rate changes on the economy.

• Financial Engineering and Innovation: Design financial derivatives and innovative financial tools.

• Corporate Financial Management: Study corporate capital budgeting, financing, and financial strategies.

Degree Awarded

Graduates of the Finance major will be awarded a Bachelor's degree in Economics.

Career Development

Finance is a discipline that deals with wealth, making it an attractive and highly sought-after field for many people. As the finance industry grows increasingly popular, entry barriers are rising. 

If good entry-level opportunities aren’t available immediately after undergraduate graduation, pursuing a master's degree is highly recommended, especially in cities like Beijing and Shanghai, where high academic qualifications are essential in the finance industry. Finance graduates are highly valued in high-end markets and secure industries, making this field appealing to a wide range of employers.

In recent years, employment prospects for finance graduates have been strong, with opportunities in traditional financial institutions such as banks, insurance companies, securities companies, and investment firms, as well as in subfields like finance, auditing, evaluation, corporate financing, guarantees, and trusts. 

Graduates can work in industry supervisory agencies as financial officers, join securities companies, trust investment companies, or fund management firms, work in banks handling deposit, loan, and investment services, or engage in teaching or research at universities or research institutes.

Graduates of the Finance major primarily engage in the following work:

• Bank Accounting / Teller

• Civil Servant

• Credit Management / Credit Evaluation / Analysis

• Public Sector Employees

• Personal Business

• Accountant / Auditor

• Bank Customer Representative

• Corporate Business

Related Majors

• Financial Engineering

• Insurance

• Investment Studies

• Financial Mathematics

• Credit Management

• Economics and Finance

• Actuarial Science

• Internet Finance

• Financial Technology

• Financial Auditing

Top Universities of Finance Schools

1. Renmin University of China

2. Central University of Finance and Economics

3. Peking University

4. Shanghai University of Finance and Economics

5. Fudan University

6. Hunan University

7. Southwestern University of Finance and Economics

8. University of International Business and Economics

9. Nankai University

10. Xiamen University

11. Shanghai Jiao Tong University

12. Tsinghua University

13. Beijing Normal University

14. Wuhan University

15. Nanjing University

16. Sun Yat-sen University

17. Zhejiang University

18. Shandong University

19. Jinan University

20. Zhongnan University of Economics and Law

21. Tongji University

22. Xi'an Jiaotong University

23. Northeast University of Finance and Economics

24. Sichuan University

25. Jilin University

26. East China Normal University

27. Huazhong University of Science and Technology

28. Beihang University

29. South China University of Technology

30. Jiangxi University of Finance and Economics