INTERNET FINANCE

Internet Finance is increasingly becoming a crucial part of the global financial industry, combining traditional finance with advanced technology. If you have a passion for technology and want to explore how financial products are developed in a digital environment, this program will provide an excellent opportunity for you to build a career in this rapidly growing field.

Program Introduction

The rapid development of financial engineering has transformed the financial ecosystem, affecting currency payments, financial product innovation, market operations, services, and financial regulation, making it the biggest hotspot for financial innovation. Financial engineering is an interdisciplinary field that brings innovation to the global financial industry. This discipline focuses on applying the latest advancements in information technology and data science to various financial practices to enhance service efficiency.

Graduates of this program will meet the high technical and quantitative demands in the financial services industry, such as investment and commercial banking, asset management, government regulation, and internet finance. Graduates can also pursue further studies in finance, business analytics, computer science, and information engineering.

Program Objectives

• Objective 1: High moral character and professionalism. Possess good ideological and political qualities; have strong internet finance professional ethics, and be dedicated to fulfilling their job responsibilities, becoming role models in their careers.

• Objective 2: Solid expertise and excellent skills. Have a strong foundation in internet finance knowledge; possess proficient internet finance operational skills, focus on enhancing business capabilities, and be brave in overcoming challenges, becoming highly skilled professionals.

• Objective 3: Advanced concepts and innovation. Keep up with the new requirements of the internet finance industry; have strong innovation abilities, and contribute to the growth and development of the organization.

• Objective 4: Diligent in research and communication. Have strong communication skills with clients; possess strong team awareness and collaboration abilities; have good research abilities; have the capacity for continuous learning and professional development, enabling personal growth and career advancement.

Graduation Requirements

Students in this program primarily learn modern finance and information technology knowledge, understand the operational mechanisms of market economies, and receive basic training in relevant internet finance businesses. They will develop the fundamental abilities to analyze and solve practical issues in internet finance. Graduates should possess the following qualities, knowledge, and abilities:

Qualities Requirements

• Actively learn Marxism, Mao Zedong Thought, and the theory system of socialism with Chinese characteristics, establishing firm beliefs in achieving national prosperity and socialist goals under the leadership of the Communist Party of China.

• Follow the constitution, laws, and regulations; abide by civil moral norms, and the code of conduct for university students; demonstrate good moral qualities and civilized habits.

• Advocate socialist core values, cultivate professional ethics and moral standards, and have a strong sense of social responsibility and humanistic awareness.

• Have a good understanding of internet finance operations and be familiar with national policies, regulations, and development trends in internet finance.

• Possess scientific knowledge and general literacy in humanities, arts, and traditional Chinese culture.

• Have healthy physical fitness, meet physical education standards, and have good psychological qualities with strong self-control and stress management skills.

Knowledge Requirements

• Be proficient in at least one foreign language, with strong reading, listening, speaking, writing, and translation abilities, and possess an international perspective and communication skills.

• Be proficient in using computers and modern information management technologies to search for professional literature, process data, and design models.

• Be able to use internet finance professional databases to write research reports.

• Master the fundamental knowledge and theories of economics, finance, information technology, and internet thinking, and stay updated on the latest trends and developments in finance.

• Be proficient in knowledge related to traditional and internet + era investment and financing, wealth management, marketing, operations, risk management, and data analysis.

• Master both qualitative and quantitative analysis methods, and be capable of applying data mining methods to analyze internet finance products and markets.

• Have balanced knowledge in ideological and political theory, humanities and social sciences, natural sciences, aesthetics, and innovation and entrepreneurship.

Ability Requirements

• Master effective learning methods, actively engage in lifelong education, and be capable of self-learning using modern technological tools.

• Adapt to the rapid development of internet finance theory and practice, staying updated with new global knowledge in internet finance.

• Be capable of applying professional theoretical knowledge, modern economic research methods, and information technology to solve practical issues in investment and financing, wealth management, product marketing, operations, risk management, and data analysis within the internet finance industry.

• Be able to identify, organize, and process various domestic and international internet finance information, providing countermeasures and solutions for governments, enterprises, financial institutions, etc.

• Demonstrate innovative spirit, entrepreneurial awareness, and the ability to innovate; have a global view of internet development.

• Be able to follow the trends of internet finance development, apply knowledge to solve practical problems such as credit risk and product operations in internet finance.

• Have good Chinese language proficiency and writing ability, and possess communication, coordination, teamwork, and other skills necessary for adapting to the changing internet finance market.

Core Courses

• Finance

• Securities Investment

• Introduction to Financial Technology

• Macroeconomics

• Microeconomics

• Corporate Finance

• Big Data Basics and Applications

• Python Network Applications

• Commercial Bank Operations and Management

• Financial Risk Management

• Big Data Finance and Credit Investigation

• Internet Thinking

• Internet Finance Marketing

• Supply Chain Finance

• Blockchain Finance

Research Directions

The research directions in the Internet Finance program include:

• Internet Finance Theory and Methods

• Internet Finance Products and Services

• Internet Finance Risk Management

• Internet Finance Regulation

• Internet Finance and Big Data

• Internet Finance and Artificial Intelligence

• Internet Finance and Blockchain

Degree Awarded

Graduates of this program will be awarded a Bachelor’s Degree 

Career Development

As the application of the internet in the financial industry deepens, the application of financial technology is becoming more apparent. The demand for talent in financial technology is increasing year by year. Graduates of this program can pursue high-end financial positions that require expertise in internet and financial technology applications, in addition to traditional financial roles.

Typical positions for graduates include:

• Financial Product Manager (responsible for coordinating with banks, securities, trust institutions, and designing financial product transaction modes and structures, completing product setup, and assisting in designing integrated financial service plans).

• Supply Chain Finance Manager (responsible for optimizing supply chain finance products, risk control, and managing financial business relationships with core clients).

• Big Data Financial Project Manager (familiar with data collection, cleaning, analysis, mining, modeling, and data visualization in big data).

• FinTech Client Manager (responsible for financial product innovation, business expansion, and market development in fintech-related companies).

Related Majors

• Finance

• Financial Engineering

• Insurance

• Investment Science

• Financial Mathematics

• Credit Management

• Economics and Finance

• Actuarial Science

• Financial Technology

• Financial Auditing

University Rankings (Internet Finance Programs)

1. Anhui University of Finance and Economics

2. Anhui University

3. Yunnan University of Finance and Economics

4. Anhui Polytechnic University

5. Lanzhou University of Finance and Economics

6. Anhui Engineering University

7. Shenyang University of Technology

8. Guangdong University of Finance

9. Hefei Normal University

10. Fujian University of Technology

11. Chaohu University

12. Quzhou University

13. Taizhou University

14. Jiangsu Normal University, Ke Wen College

15. Suqian University

16. Jining University

17. Tongling University

18. Dianxi University of Science and Technology

19. Chengdu Jincheng University

20. Yulin Normal University

21. Sanjiang University

22. Hubei Normal University

23. Jinzhong Information College

24. Chongqing Yitong University

25. Zhejiang Gongshang University Hangzhou Business School

26. Chongqing University of Technology Paise College

27. Zhengzhou University of Industry

28. Kunming University of Arts and Sciences

29. Shanghai Normal University Tianhua College

30. Zhejiang University of Finance and Economics Dongfang College